Non-Smoker rates for Cigar Smoker, Pipe Smoker, Nicotine Gum, Dip, Chew, E-Cigarette, and Marijuana users.

Prudential Non-Smoker Plus With Prudential your clients are able to qualify for Non-Smoker Plus rates even with weekly use of non-cigarette nicotine and/or marijuana products. The rules are… The client must admit it usage on the application. The client can test positive in the labs for nicotine and/or THC and receive Non-Smoker Plus rates as […]

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